It is really important to note that exchange rates vary from bank to bank AND no matter what bank you go to, you can NEGOTIATE on the rate they provide. As you unbdoubtedly know, image is important. Dress the part. Whenever I went in to send money home I wore a suit. I always got preferred treatment, IE) ushered to the manager's office, coffee brought in to me and I always got better than posted rates on my exchange transfers. Try it...