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Atlas Expat Medical Insurance

If you're planning on teaching English overseas or just travelling, emergency medical insurance is a smart thing to get. In our experience, and in dealing with our recommended advisors, we would strongly urge you to consider purchasing a private policy for the entire duration of your time abroad. In most cases, as an example, a 12 month policy will cost you only about ~$1 a day!

Even if medical insurance is covered by your contract, CONSIDER THE FOLLOWING:

it does not start immediately
it is only local coverage
coverage may not be complete
what if you need to come home
what if you're ill and you need a family member to come to the country you're in

Do not rely on your current health plan whether government or private to cover the costs if you get sick or injured while you are abroad. At best, your health plan will cover only a portion of the bill.

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Kara Stirling

Kara Stirling “My experience in Korea was one of the best of my life. I know, I know…so cliché…but it WAS. I am also of the opinion that Footprints Recruiting ROCKS. My year in Korea went off without a hitch…until…sigh, the end of my contract and my last paycheck. My director tried to scam me out of about 700 USD. I contacted Footprints and they stepped in and took action against my employer. Footprints has your back during the placement and throughout your contract. Make sure you cover your butt, go with a great recruiter.”

To keep the price of insurance lower I would be:

	willing to pay higher deductible
	willing to assume 20% coinsurance cost
	willing to assume 50% coinsurance cost
	willing to assume less comprehensive coverage