Atlas expat medical insurance is great insurance for teachers heading overseas. Whether medical insurance is provided by your employer or not this is a policy worth considering especially when you may qualify for insurance for as low as $0.53 per day... that's right, 53 CENTS per day.
Getting Expat Medical Insurance
If you're planning on teaching English overseas or just travelling, regardless if you have an individual or a family health insurance plan, emergency medical insurance is a smart thing to get. In our experience, and in dealing with our recommended advisors, we would strongly urge you to consider purchasing a private policy for the entire duration of your time abroad. In most cases, as an example, a 12 month policy will cost you only about ~$1 a day!
Even if medical insurance is covered by your contract, CONSIDER THE FOLLOWING:
- it does not start immediately
- it is only local coverage
- EXAMPLE: As an American or Australian, if you travel to Canada, YOUR MEDICAL INSURANCE DOES NOT cover you while you travel IN CANADA. You need to get travel insurance. As a teacher WORKING in another country, you cannot just get travel insurance, you have to get EXPAT insurance. You may qualify for TRAVEL INSURANCE from the country you are teaching in BUT the policy will be written entirely in the local language... be careful
- coverage may not be complete
- what if you need to come home
- what if you're ill and you need a family member to come to the country you're in
Do not rely on your current health plan whether government or private to cover the costs if you get sick or injured while you are abroad. At best, your health plan will cover only a portion of the bill.
Viator Expat Medical Insurance
Overseas Medical Insurance for Canadian ExPats Teaching Abroad
provided by the Expatriate Health Insurance Policy
When preparing for time abroad, there are many issues for both you and your family to consider. Deciding on health insurance is just one of them. Viator gives you the confidence that comes from knowing you made the right choice.
Norfolk Expat Medical Insurance
Footprints Recruiting sponsors an overseas medical insurance plan through Norfolk Mobility Benefits Inc. Please review the information specific to the coverage to ensure it is the right plan for you.
Tragic Loss - Young American Teacher in South Korea
On Feb 24, 2008 a terrible thing happened to an English teacher in South Korea. Bill Kapoun woke up to a fire in his apartment and he suffered burns to over 70% of his body. Bill passed on March 9th, 2008. As I write this, I am emotional for the loss of this young man but I also think that there are lessons in this that we must learn and I am hoping that through our website we can provide teachers with valuable information to protect themselves.
Why Get Insurance Before You Go - Top 5 Reasons
First, it should be noted that Footprints is NOT an insurance provider. The reason we bring insurance to your attention is because with literally thousands of teachers abroad at any one time, stuff happens. We hear horror stories and we want to provide our teachers with the most information, the best opportunity and simply, we want to make sure you are going to be OK. Insurance can be confusing. Do I need it? How long should I get it? Why should I get it?
I recently asked Carey Alden, one of the expat medical insurance experts, why teachers need to sign up for minimum durations and what the policies cover. Here are his answers AND, he provided the top 5 Benefits of getting expat medical insurance:
Things to Consider with Travel Health Insurance
Travel health insurance, is designed to financially protect you if you have experienced an unexpected sickness or injury. If you have become injured or if you feel unhealthy in some way, seeking medical consultation and/or treatment, should be covered expenses under any travel health insurance policy.
Why Do Teachers Need Emergency Medical Insurance?
If your contract already includes medical insurance, that coverage often does not start until you register and get your "residency" status in the country you are teaching. In most countries this takes 1-2 months after you arrive.
It is important to have some sort of medical coverage or travel insurance while your residency is being processed.
Vaccination Recommendations to Teach Abroad
The World Health organizaton and the Center for Disease Control are the two best places to check to see what you shots you should have and whether you should take meds/drugs with you.
Read more...
